Constabulary & recruits
Membership is compulsory for recruits and constabulary employees. You will be required to join the scheme as a recruit when you enter Police College. You will become a standard constabulary entrant automatically on graduating.
Minimum contributions
Membership category |
Minimum contribution rate (as a % of salary*) |
|
Member |
Employer (before tax**) |
|
Recruit/standard constabulary entrant |
7.5% |
15.2% |
*Under the current Police Employees’ and Constabulary Collective Employment Agreements, salary includes the competency service increment (CSI) paid as a lump sum if you are at the top of your pay band as well as certain allowances specified in your employment agreement. It excludes bonuses, commissions, fees or other like payment and allowances not specifically regarded as superable.
**Employer superannuation contribution tax is deducted from employer contributions before they are credited to your employer's account. See fees and tax for details.
Contact your Payroll Officer if you have a question about contributions.
Voluntary contributions
You can make additional voluntary contributions of between 1% and 10% of your salary as regular deductions from your pay by completing the voluntary contributions form and returning it to Payroll.
PSS and KiwiSaver
If you wish, you can be a member of a KiwiSaver scheme as well as the PSS and get some of the benefits of KiwiSaver. For example, the government will contribute around $10 a week if you contribute $20 a week or more. See KiwiSaver options for PSS members.
A note for former Traffic Officers
If you are a former Traffic Officer who is also a contributing member of the Government Superannuation Fund (GSF) or the National Provident Fund (NPF), you can join the scheme as a:
- special entrant – the minimum member contribution rate is 1% of salary (GSF members) or 2.5% of salary (NPF members). Employer contributions will be paid, but the rate varies depending on your individual circumstances. Contact your Payroll Officer for details of the employer contribution, or a
- savings contributor, making member contributions only (i.e. Police will not match your contributions).
If you join as a special entrant, you may later elect to change your membership and become a savings contributor with effect from the following 1 April.
Financial advice from Mercer
PSS has engaged Mercer to provide a financial advice service to members. You can receive advice about anything to do with your savings in the scheme, including what to do with your KiwiSaver now you're in PSS. There is no individual charge to you for this service. To arrange a time to talk, sign in to your account online and complete a call-back request form.